I've tried dozens of budget templates, from automated apps like Mint to keeping a paper ledger (like a checkbook register, yikes). I finally made this budget template, and I've been using it for about six years. It's gotten me out of a scary period of credit card debt, helped me purchase my first house alone, and now is the only reason I've been able to take on a major renovation on my second home. Money still makes me uncomfortable and my chest tightens every Monday when I sit down to budget, but I'm infinitely more in control now than I was at 24. This is the exact budget I follow. I hope it helps you hit your own financial goals, too. - Faith
You'll get the budget spreadsheet and a sample budget to use as an example as you work.